Long Term Care Planning

Long term care planning may involve strategies to meet resource limits in order to make an individual eligible for public benefits (governmental programs, such as Medi-Cal, SSI [Supplemental Security Income], etc.). Medi-Cal is a need-based program and is funded with state and federal Medicaid funds, and is administered by the state and the county. In order to qualify for long term care paid for by Medi-Cal (the beneficiary may have to pay a portion of the cost), nursing home care must be necessary and the financial resources of the Medi-Cal recipient (beneficiary) must be below the Medi-Cal limits.

Long term care planning may be an important part of your estate plan to help meet resource limits, and to help in avoiding a government recovery claim after the death of the Medi-Cal beneficiary.